Friday, March 01, 2024

Newcomers are from ALIEN NATION

Ahead of President Biden's visit to the U.S.-Mexico border on Thursday, the White House debuted a new term for illegal immigrants arriving in the country, calling them "newcomers."

I think on Air Force One as the president and white house traveled to the Texas border, they must have watched an old James Cann movie or TV show called Alien Nation from the 80s and 90s. 

What an original White House statement - sorry those crossing the border are ILLEGAL. Those coming to United States LEGALLY can be called newcomers and are welcomed!! Those who do not cross legally are breaking the law should be turned away. 







Thursday, February 22, 2024

More student debt relief - I mean more bribes and buying votes (Updated 2/21/24)

I'm really tired of this subject and the continuous push to remove student debt. I have blogged/ written about this subject for over 10 years. 

As of February 2024, Biden has allowed 138 BILLION Student Dollars to be forgiven!

http://qualityg.blogspot.com/search?q=student+debt

I also put a search in on Yahoo and the following hits came up covering a wide range of subjects except ONE (The Cause)!!

https://search.yahoo.com/search?p=student+debt&fr=yfp-t&fr2=p%3Afp%2Cm%3Asb&ei=UTF-8&fp=1

The root cause is the continuous increase in college costs and there is no end in sight. College costs outpaced inflation by 28 percent at public institutions and 19 percent at private nonprofit ones in the decade preceding the pandemic, according to the National Center for Education Statistics. You want student debt to stop then force colleges to stop increasing tuition without some oversight and make a guarantee that if one does not get a job that will pay off student loans within a stated timeframe, then the college must pay it off as a means of a contract. 

The cost of college over time has risen dramatically. Since 1980, the price has increased 175%, according to data from the National Center for Education Statistics.

Solution - Each college should pay off the student debt of their past students who are still paying debt after 10 years. It's not the taxpayer's responsibility for their greed. Each State should withhold monetary aid from universities that continue to raise tuition with excess endowment dollars.

Ask these two questions or research on your own - What colleges lowered tuition and or housing costs during the pandemic? And, why has not the Biden administration cancelled the Student Aid Program if it is so bad?

Nothing makes me happier than to see manufacturing and tech jobs coming back that do not require a college degree. I am also ecstatic over the fact that many high schools and community colleges are bring back technical vocational programs.

Updated 6/23/22

I am so tired of Senator Warren and her Student Debt forgiveness rants about paying off debt for student loans. 

Massachusetts Sen. Elizabeth Warren believes policy is to blame for the $1.7 trillion student debt crisis.

  • Sen. Elizabeth Warren said the student debt crisis was caused by "deliberate policy decision." She wants $50,000 in debt relief for each student with Federal Loans.
  • Even before Warren became a lawmaker, she was looking into the student-loan industry as she helped establish the Consumer Financial Protection Bureau, and as a senator, she worked with the agency to uncover abuses by student-loan companies that pushed borrowers into taking on more debt than they could afford to pay off. 
Warren does make a good point about student-loan companies and abuses. SO, go after them to pay off the student loan debt and I will applaud your determination. My two children had student debt; I refinanced my home twice to help them through college (Master's Degrees). I'm not complaining it was my choice and my responsibility. 

She says Americans want the debt erased. If that is so put it on the ballot and let Americans vote. She will get as many votes as she does when she runs for President in the primaries. Better yet, why don't the good people of Massachusetts pay off the debt.

Updated 6/24/22


Pay off my home mortgage or buy me an electrical vehicle and I will vote for you in 2022, 2023, 2024 and Infinity...

Updated 7/18/22

Time is running out. If President Biden does not act by the end of August those people with student loans will have to start paying their monthly loans again after two years of not paying.

SO far over 25 billion dollars in student loans have been forgiven. I'm still waiting for my home mortgage loan and car loan to be forgiven.
Updated 8/16/22

Here we go again. This time anyone (200,000) who attended ITT will have all their loans forgiven totaling 3.9 billion Dollars. That's a lot of votes.

https://www.yahoo.com/finance/news/president-biden-forgives-nearly-4-200000606.html

So, are the people who ran this institution paying any money back? Are they in jail? Who are they?

Updated 8/24/22

So, how many votes are the young people going to give you in November? Guess how many people who paid their loans back the correct way will vote for you. Guess how many people will vote for you who did not go to college.

Where is all the money going to come from to pay for this insane decision? This will wipe out any gains from the so-called Inflation Reduction Act (IRA). This will add to inflation in a very subtle long-term way that we will be paying for a long time.
So, when do all these colleges with Billion and Million dollars in "Endowment" money chip in to pay for the debt? When will they lower tuition (Not just charge more)? Colleges have no accountability for the product they produce.

I thought it was Congress job to pass this type of law. Give those who have a student loan an Earned Income Tax Credit so they will get something back each year on their interest paid. This will help them and not affect the rest of us.

Updated 9/26/22

The Biden administration's plan to cancel up to $20,000 in federal student loan debt for millions of Americans will cost the U.S. about $400 billion over a decade, according to the Congressional Budget Office (CBO) a nonpartisan agency that conducts economic analyses of government policies. 

https://www.cbsnews.com/news/student-debt-relief-will-cost-400-billion-over-a-decade-cbo/

Updated 10/18/22 and 10/22/22

Biden’s Department of Education released its loan-forgiveness application a few days ago, which is incredibly simple. Applicants must state their annual income to determine eligibility, and most will not be required to verify their income with tax returns or other supporting documents. Biden’s distribution plan lacks adequate protections against fraud. People who make $129,000 a year may falsely claim they make less than $125,000 to receive $10,000 in debt relief.

This disaster will rate right up there with the Covid Pandemic unemployment insurance fraud that costs taxpayers Billions of dollars.

10/22 - A federal appeals court has temporarily blocked the Biden administration from moving forward with its student debt relief program aiming to forgive billions of dollars in federal student loans.

The court action comes as six states argue that President Joe Biden has no grounds to cancel debt for millions of borrowers. 


Updated 12/12/22

President Joe Biden's student debt forgiveness plan has been blocked. Hooray! A Federal district court in Texas issued a ruling calling the plan "unconstitutional," which the Department of Justice has already appealed on Biden's behalf. 


Updated 06/30/23

The US Supreme Court shot down the Biden administration’s controversial plan to forgive billions of dollars in federally backed student loan debthttps://finance.yahoo.com/news/supreme-court-strikes-down-bidens-plan-to-forgive-student-loan-debt-154017599.html

Even the Senate and the House passed a bill in June 2023 to block President Joe Biden’s student loan forgiveness programhttps://www.cnn.com/2023/06/01/politics/student-loan-forgiveness-biden-senate-vote/index.html

The President will now try numerous end-runs to still get this program passed and pass the half-trillion dollars it will cost to taxpayers. This is wrong and illegal (Only Congress has the power to provide these kind of funds). He only wants to buy votes from a particular voting bloc.


Side Note - 

A 28-year-old graphic designer who graduated from Arizona State University with $33,000 in student-loan debt, told The Washington Post that though she consistently made payments toward her loans, it was still difficult to make a dent in the balance.

"Now that the Supreme Court has rejected the student-loan forgiveness, I have no hope," she told The Post.

I’m sorry you have not learned howe to pay back a loan and I’m sorry Arizona State did not provide you with an education that would afford you the opportunity to pay your loan. Have you blamed them. What about the bank or institution that provided you the loans, have you blamed them? What about yourself?

I have three degrees and numerous certifications. The GI Bill paid for much of my education and then the company I worked for paid 75 percent of my education as long as I maintained a “C” average. My children have student loans and are paying them back with sacrificing other things in their lives. I’m sorry, but it is their responsibility to pay their loans, just as it is yours.

Updated 07/13/23 - Here we go again.

https://finance.yahoo.com/news/800-000-student-borrowers-39-124129466.html

800,000 student borrowers to get $39 billion in debt forgiveness. Please read the comments following the on-line article. Here are a couple examples:

  • There is no debt forgiveness, it’s just being transferred from those who borrowed and gained from it, to the taxpayers at large.
  • Buying votes, with our money.
  • Please send 48K for me to apply to my mortgage, since I already paid my student loans.

This is unbelievable. It's about buying votes for a broken system. Again, where are the schools and colleges held accountable. Why are they allowed to just keep raising prices? Because people will pay, and financial institutions will keep lending money. The cycle continues because there are votes to gather in 2024.

Updated 02/21/24 - Unbelievable - Bribe and buying votes.

https://www.aol.com/biden-touts-student-debt-relief-215425762.htmlThis is disgusting. This is NOT debt relief. This is moving the debt to taxpayers. Biden says he wants to keep helping hard working Americans. Biden says, “I promise you: I’m never going to stop fighting for hard-working American families." 

What about those of us (Hard Working Americans) that refinanced and worked two jobs to help their children through college. My kids have paid off their student loans, and I am still paying on my refinance mortgage. 

Where is my relief. I have worked hard for over 40 years. How many years have those you have given debt relief worked?

I thought Congress controlled the purse strings. I thought a Suprem Court Ruling was the law. I thought wrong on both accounts. Why haven't they spoken up on this subject. No out cry. I hope the next administration reverses this decision on day 1.

138 billion dollars so far has been forgiven. Homeless Vets sure could use this money. Senior Citizens deserve this money in the way of better social security benefits and Medicare.




 


Friday, February 02, 2024

Michigan continues to have power outages at alarming rates.

I'm reposting this write-up because every winter the number of outages continue to hamper and disrupt people's lives during the coldest part of the year. Please see this report from Grand Rapids Michigan. - https://www.yahoo.com/news/only-one-state-more-weather-175100154.html

Michigan's governor wants total clean energy by 2040 so how will windmills and solar panels help the grid? https://www.wxyz.com/news/governor-gretchen-whitmer-sets-100-clean-energy-standard-by-2040-for-michigan

March 2023 - The Detroit Free Press reports that Michigan's two largest electricity providers, DTE and Consumers Energy, are among the worst-performing utilities in the country at how long it takes them to get the lights back on after a power outage, a review of reliability data shows. Despite that, Michiganders pay more for electricity than their neighbors around the Great Lakes. 

Michigan lawmakers and the MPSC are holding Town Hall Meetings so that residents can express their frustrations. https://www.fox2detroit.com/news/michigan-lawmakers-hosting-town-to-discuss-recent-widespread-dte-power-outages

I just have some questions that I never hear asked by the media, residents or lawmakers:

D    DTE/Consumer Power - 
1)     How long have you been in business?
2)     How long have you been having storms/weather issues in your area of responsibility?
3)     How many chances/times have you had the opportunity to have an example/test data of the problems you face?
4)     How come you have not figured it out yet?

According to Wikipedia DTE has been in business over 100 years. I think it’s time they figured it out. https://en.wikipedia.org/wiki/DTE_Energy

Sunday, January 07, 2024

2024 Political Leaders Take Note

I created this Quote back in the early 1980s. One cannot be a Leader without both expressions (Be Humble, Be Confident) working together not apart. Political Leaders especially must lead in this manner for the benefit of all. 

2022 and 2023 were major disappointments for National Political Leaders. My hope is there are some new leaders on the horizon that will serve their country and constituents and follow their conscience and not their political party. 

I did some traveling over the holidays and as I waited and snaked through the long lines of security, I had a thought that I would rather be inconvenienced than to have a dangerous situation occur on the plane. 
Then I thought about the southern border and how many "ILLEGAL" people are entering the country. How can we allow the borders to be so unsecured and the tons of Fentanyl entering our country and killing so many young people. 

So, Be Humble, Be Confident. Otherwise, you're


Monday, January 01, 2024

Donate An Organ Float - 2024 Rose Bowl Parade

Special shout out for a Happy New Year and a very heartfelt thanks to Neal Patel who will be honored this year along with others at the 2024 Rose Bowl Parade who donated, and organ so that others could live.

https://www.morningstar.com/news/business-wire/20231227237160/the-2024-onelegacy-donate-life-rose-parade-float-to-honor-56-organ-eye-and-tissue-donors-and-recipients-celebrates-21-years-of-participation-in-the-rose-parade

  • Neal Patel, a 38-year-old organ and tissue donor from Columbia, SC.
  • Thank you, Neal, for donating your lungs so that one of my best Army buddies (Joe) could live!

  • An older reunion picture Joe (Left) and Dave (Another best buddy) in front of our barracks at Fort Carson.